Johnson County, TN

Composite Insurance Risk Score: 52.9 / 100 (National rank: #1416)

Axis Scores

Climate Safety 90.5
Insurance Affordability 39.6
Housing Affordability 33.5
Community Resilience 5.1
Social Resilience 36.7
Housing Stability 66.7

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 3.39%
Price-to-Income Ratio 3.36
FEMA Risk Score (0-100) 9.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Johnson County have grown at an average annual rate of 6.06%. During the same period, the population has increased by 2.5%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).