Johnson County, MO

Composite Insurance Risk Score: 45.1 / 100 (National rank: #1921)

Axis Scores

Climate Safety 49.4
Insurance Affordability 49.4
Housing Affordability 29.1
Community Resilience 61.3
Social Resilience 62.4
Housing Stability 12.0

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 2.82%
Price-to-Income Ratio 3.50
FEMA Risk Score (0-100) 50.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Johnson County have grown at an average annual rate of 8.53%. During the same period, the population has increased by 1.96%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).