Jo Daviess County, IL

Composite Insurance Risk Score: 65.5 / 100 (National rank: #599)

Axis Scores

Climate Safety 55.5
Insurance Affordability 69.0
Housing Affordability 54.9
Community Resilience 60.9
Social Resilience 91.0
Housing Stability 81.9

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.16%
Price-to-Income Ratio 2.84
FEMA Risk Score (0-100) 44.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Jo Daviess County have grown at an average annual rate of 7.08%. During the same period, the population has increased by 1.22%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).