Jessamine County, KY

Composite Insurance Risk Score: 46.2 / 100 (National rank: #1856)

Axis Scores

Climate Safety 46.2
Insurance Affordability 52.6
Housing Affordability 26.7
Community Resilience 60.4
Social Resilience 72.6
Housing Stability 19.3

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.68%
Price-to-Income Ratio 3.60
FEMA Risk Score (0-100) 53.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Jessamine County have grown at an average annual rate of 9.27%. During the same period, the population has increased by 2.93%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).