Jefferson County, TN

Composite Insurance Risk Score: 49.7 / 100 (National rank: #1630)

Axis Scores

Climate Safety 63.2
Insurance Affordability 51.5
Housing Affordability 30.2
Community Resilience 34.2
Social Resilience 43.7
Housing Stability 55.9

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.72%
Price-to-Income Ratio 3.47
FEMA Risk Score (0-100) 36.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Jefferson County have grown at an average annual rate of 9.4%. During the same period, the population has increased by 5.93%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).