Jefferson County, OK

Composite Insurance Risk Score: 45.1 / 100 (National rank: #1922)

Axis Scores

Climate Safety 77.7
Insurance Affordability 6.0
Housing Affordability 95.7
Community Resilience 7.0
Social Resilience 20.5
Housing Stability 31.7

Key Metrics

Annual Insurance Premium (state avg) $3,500
Insurance Burden (% of income) 7.19%
Price-to-Income Ratio 1.70
FEMA Risk Score (0-100) 22.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Jefferson County have grown at an average annual rate of 4.44%. During the same period, the population has decreased by 12.63%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).