Jefferson County, MO

Composite Insurance Risk Score: 52.9 / 100 (National rank: #1415)

Axis Scores

Climate Safety 12.7
Insurance Affordability 64.9
Housing Affordability 53.5
Community Resilience 75.0
Social Resilience 84.0
Housing Stability 89.5

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 2.29%
Price-to-Income Ratio 2.86
FEMA Risk Score (0-100) 87.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Jefferson County have grown at an average annual rate of 7.95%. During the same period, the population has increased by 2.46%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).