Jefferson County, KY

Composite Insurance Risk Score: 30.3 / 100 (National rank: #2743)

Axis Scores

Climate Safety 4.1
Insurance Affordability 48.8
Housing Affordability 27.7
Community Resilience 78.0
Social Resilience 38.6
Housing Stability 10.1

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.86%
Price-to-Income Ratio 3.56
FEMA Risk Score (0-100) 96.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Jefferson County have grown at an average annual rate of 7.87%. During the same period, the population has increased by 2.03%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).