Jefferson County, FL

Composite Insurance Risk Score: 30.4 / 100 (National rank: #2740)

Axis Scores

Climate Safety 50.2
Insurance Affordability 1.6
Housing Affordability 21.8
Community Resilience 27.1
Social Resilience 33.2
Housing Stability 56.0

Key Metrics

Annual Insurance Premium (state avg) $6,000
Insurance Burden (% of income) 9.80%
Price-to-Income Ratio 3.80
FEMA Risk Score (0-100) 49.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Jefferson County have grown at an average annual rate of 11.74%. During the same period, the population has increased by 6.57%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).