Itasca County, MN

Composite Insurance Risk Score: 68.5 / 100 (National rank: #438)

Axis Scores

Climate Safety 83.2
Insurance Affordability 54.0
Housing Affordability 36.1
Community Resilience 92.2
Social Resilience 62.0
Housing Stability 92.1

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.62%
Price-to-Income Ratio 3.28
FEMA Risk Score (0-100) 16.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Itasca County have grown at an average annual rate of 6.53%. During the same period, the population has increased by 0.3%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).