Independence County, AR

Composite Insurance Risk Score: 32.6 / 100 (National rank: #2644)

Axis Scores

Climate Safety 21.8
Insurance Affordability 28.8
Housing Affordability 69.8
Community Resilience 26.9
Social Resilience 31.8
Housing Stability 25.7

Key Metrics

Annual Insurance Premium (state avg) $2,400
Insurance Burden (% of income) 4.24%
Price-to-Income Ratio 2.52
FEMA Risk Score (0-100) 78.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Independence County have grown at an average annual rate of 7.59%. During the same period, the population has increased by 2.0%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).