Idaho County, ID

Composite Insurance Risk Score: 43.8 / 100 (National rank: #1994)

Axis Scores

Climate Safety 19.0
Insurance Affordability 87.5
Housing Affordability 10.7
Community Resilience 16.9
Social Resilience 44.6
Housing Stability 84.3

Key Metrics

Annual Insurance Premium (state avg) $1,000
Insurance Burden (% of income) 1.51%
Price-to-Income Ratio 4.68
FEMA Risk Score (0-100) 80.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Idaho County have grown at an average annual rate of 12.36%. During the same period, the population has increased by 6.22%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).