Humboldt County, IA
Composite Insurance Risk Score: 75.6 / 100 (National rank: #157)
Axis Scores
Climate Safety
70.3
Insurance Affordability
71.9
Housing Affordability
84.3
Community Resilience
84.7
Social Resilience
90.4
Housing Stability
64.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,500 |
| Insurance Burden (% of income) | 2.08% |
| Price-to-Income Ratio | 2.17 |
| FEMA Risk Score (0-100) | 29.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).