Howell County, MO

Composite Insurance Risk Score: 26.6 / 100 (National rank: #2895)

Axis Scores

Climate Safety 18.1
Insurance Affordability 34.8
Housing Affordability 32.5
Community Resilience 12.1
Social Resilience 34.7
Housing Stability 29.5

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 3.73%
Price-to-Income Ratio 3.39
FEMA Risk Score (0-100) 81.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Howell County have grown at an average annual rate of 9.05%. During the same period, the population has increased by 0.7%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).