Howard County, NE
Composite Insurance Risk Score: 51.1 / 100 (National rank: #1532)
Axis Scores
Climate Safety
47.7
Insurance Affordability
24.5
Housing Affordability
60.6
Community Resilience
56.3
Social Resilience
88.5
Housing Stability
70.8
Key Metrics
| Annual Insurance Premium (state avg) | $3,500 |
| Insurance Burden (% of income) | 4.56% |
| Price-to-Income Ratio | 2.72 |
| FEMA Risk Score (0-100) | 52.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).