Howard County, MO
Composite Insurance Risk Score: 67.4 / 100 (National rank: #496)
Axis Scores
Climate Safety
71.5
Insurance Affordability
48.2
Housing Affordability
74.5
Community Resilience
76.7
Social Resilience
76.7
Housing Stability
73.4
Key Metrics
| Annual Insurance Premium (state avg) | $1,900 |
| Insurance Burden (% of income) | 2.88% |
| Price-to-Income Ratio | 2.42 |
| FEMA Risk Score (0-100) | 28.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).