Howard County, MD
Composite Insurance Risk Score: 53.6 / 100 (National rank: #1375)
Axis Scores
Climate Safety
19.5
Insurance Affordability
99.1
Housing Affordability
18.2
Community Resilience
81.6
Social Resilience
86.3
Housing Stability
34.6
Key Metrics
| Annual Insurance Premium (state avg) | $1,400 |
| Insurance Burden (% of income) | 0.93% |
| Price-to-Income Ratio | 3.99 |
| FEMA Risk Score (0-100) | 80.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).