Howard County, IA
Composite Insurance Risk Score: 73.8 / 100 (National rank: #206)
Axis Scores
Climate Safety
65.9
Insurance Affordability
67.3
Housing Affordability
83.7
Community Resilience
85.6
Social Resilience
94.5
Housing Stability
66.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,500 |
| Insurance Burden (% of income) | 2.22% |
| Price-to-Income Ratio | 2.19 |
| FEMA Risk Score (0-100) | 34.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).