Houston County, AL
Composite Insurance Risk Score: 27.1 / 100 (National rank: #2873)
Axis Scores
Climate Safety
9.3
Insurance Affordability
29.0
Housing Affordability
42.2
Community Resilience
64.2
Social Resilience
29.9
Housing Stability
12.7
Key Metrics
| Annual Insurance Premium (state avg) | $2,480 |
| Insurance Burden (% of income) | 4.23% |
| Price-to-Income Ratio | 3.13 |
| FEMA Risk Score (0-100) | 90.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).