Houghton County, MI
Composite Insurance Risk Score: 69.9 / 100 (National rank: #367)
Axis Scores
Climate Safety
95.3
Insurance Affordability
67.8
Housing Affordability
61.1
Community Resilience
63.0
Social Resilience
52.9
Housing Stability
36.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.21% |
| Price-to-Income Ratio | 2.71 |
| FEMA Risk Score (0-100) | 4.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).