Hopkins County, TX

Composite Insurance Risk Score: 28.1 / 100 (National rank: #2836)

Axis Scores

Climate Safety 27.4
Insurance Affordability 13.0
Housing Affordability 42.6
Community Resilience 37.5
Social Resilience 32.1
Housing Stability 32.8

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 5.92%
Price-to-Income Ratio 3.12
FEMA Risk Score (0-100) 72.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hopkins County have grown at an average annual rate of 13.99%. During the same period, the population has increased by 3.56%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).