Hood County, TX

Composite Insurance Risk Score: 36.2 / 100 (National rank: #2437)

Axis Scores

Climate Safety 22.9
Insurance Affordability 22.5
Housing Affordability 29.9
Community Resilience 51.9
Social Resilience 54.6
Housing Stability 85.5

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 4.76%
Price-to-Income Ratio 3.48
FEMA Risk Score (0-100) 77.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hood County have grown at an average annual rate of 9.63%. During the same period, the population has increased by 12.99%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).