Honolulu County, HI

Composite Insurance Risk Score: 38.7 / 100 (National rank: #2300)

Axis Scores

Climate Safety 5.9
Insurance Affordability 96.9
Housing Affordability 0.7
Community Resilience 73.2
Social Resilience 46.2
Housing Stability 6.5

Key Metrics

Annual Insurance Premium (state avg) $1,200
Insurance Burden (% of income) 1.13%
Price-to-Income Ratio 8.45
FEMA Risk Score (0-100) 94.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Honolulu County have grown at an average annual rate of 5.76%. During the same period, the population has increased by 1.66%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).