Hinsdale County, CO

Composite Insurance Risk Score: 51.2 / 100 (National rank: #1522)

Axis Scores

Climate Safety 97.2
Insurance Affordability 29.2
Housing Affordability 4.4
Community Resilience 8.8
Social Resilience 74.0
Housing Stability 57.9

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 4.21%
Price-to-Income Ratio 5.76
FEMA Risk Score (0-100) 2.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hinsdale County have grown at an average annual rate of 4.58%. During the same period, the population has increased by 17.27%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).