Highlands County, FL
Composite Insurance Risk Score: 17.1 / 100 (National rank: #3093)
Axis Scores
Climate Safety
9.6
Insurance Affordability
0.7
Housing Affordability
31.8
Community Resilience
4.8
Social Resilience
15.4
Housing Stability
73.0
Key Metrics
| Annual Insurance Premium (state avg) | $6,000 |
| Insurance Burden (% of income) | 10.93% |
| Price-to-Income Ratio | 3.42 |
| FEMA Risk Score (0-100) | 90.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).