Highland County, VA

Composite Insurance Risk Score: 82.1 / 100 (National rank: #23)

Axis Scores

Climate Safety 99.5
Insurance Affordability 75.3
Housing Affordability 45.0
Community Resilience 76.2
Social Resilience 90.7
Housing Stability 99.4

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.98%
Price-to-Income Ratio 3.05
FEMA Risk Score (0-100) 0.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Highland County have grown at an average annual rate of 2.84%. During the same period, the population has increased by 4.17%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).