Henderson County, TN

Composite Insurance Risk Score: 40.6 / 100 (National rank: #2177)

Axis Scores

Climate Safety 35.8
Insurance Affordability 41.4
Housing Affordability 47.5
Community Resilience 43.6
Social Resilience 38.4
Housing Stability 42.3

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 3.26%
Price-to-Income Ratio 2.99
FEMA Risk Score (0-100) 64.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Henderson County have grown at an average annual rate of 10.07%. During the same period, the population has increased by 0.01%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).