Henderson County, NC
Composite Insurance Risk Score: 41.3 / 100 (National rank: #2139)
Axis Scores
Climate Safety
29.2
Insurance Affordability
63.3
Housing Affordability
7.5
Community Resilience
42.0
Social Resilience
61.7
Housing Stability
51.8
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.35% |
| Price-to-Income Ratio | 5.15 |
| FEMA Risk Score (0-100) | 70.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).