Hempstead County, AR

Composite Insurance Risk Score: 35.1 / 100 (National rank: #2494)

Axis Scores

Climate Safety 41.7
Insurance Affordability 18.8
Housing Affordability 80.9
Community Resilience 12.9
Social Resilience 9.0
Housing Stability 35.8

Key Metrics

Annual Insurance Premium (state avg) $2,400
Insurance Burden (% of income) 5.13%
Price-to-Income Ratio 2.26
FEMA Risk Score (0-100) 58.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hempstead County have grown at an average annual rate of 5.44%. During the same period, the population has decreased by 10.69%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).