Heard County, GA
Composite Insurance Risk Score: 51.5 / 100 (National rank: #1503)
Axis Scores
Climate Safety
87.3
Insurance Affordability
42.4
Housing Affordability
55.0
Community Resilience
7.3
Social Resilience
19.0
Housing Stability
38.2
Key Metrics
| Annual Insurance Premium (state avg) | $2,100 |
| Insurance Burden (% of income) | 3.19% |
| Price-to-Income Ratio | 2.84 |
| FEMA Risk Score (0-100) | 12.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).