Haywood County, NC

Composite Insurance Risk Score: 43.6 / 100 (National rank: #2011)

Axis Scores

Climate Safety 38.0
Insurance Affordability 55.1
Housing Affordability 11.9
Community Resilience 50.9
Social Resilience 64.5
Housing Stability 51.2

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 2.58%
Price-to-Income Ratio 4.51
FEMA Risk Score (0-100) 61.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Haywood County have grown at an average annual rate of 9.21%. During the same period, the population has increased by 2.64%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).