Hays County, TX
Composite Insurance Risk Score: 20.5 / 100 (National rank: #3053)
Axis Scores
Climate Safety
6.0
Insurance Affordability
23.2
Housing Affordability
12.1
Community Resilience
63.1
Social Resilience
34.2
Housing Stability
13.3
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 4.71% |
| Price-to-Income Ratio | 4.49 |
| FEMA Risk Score (0-100) | 93.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).