Harrison County, OH

Composite Insurance Risk Score: 70.5 / 100 (National rank: #340)

Axis Scores

Climate Safety 94.8
Insurance Affordability 61.2
Housing Affordability 81.9
Community Resilience 45.7
Social Resilience 40.2
Housing Stability 59.2

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.39%
Price-to-Income Ratio 2.23
FEMA Risk Score (0-100) 5.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Harrison County have grown at an average annual rate of 5.56%. During the same period, the population has decreased by 5.95%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).