Harris County, TX
Composite Insurance Risk Score: 10.2 / 100 (National rank: #3137)
Axis Scores
Climate Safety
0.0
Insurance Affordability
15.4
Housing Affordability
24.3
Community Resilience
12.7
Social Resilience
10.5
Housing Stability
3.4
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 5.60% |
| Price-to-Income Ratio | 3.69 |
| FEMA Risk Score (0-100) | 100.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).