Harnett County, NC
Composite Insurance Risk Score: 33.7 / 100 (National rank: #2589)
Axis Scores
Climate Safety
13.2
Insurance Affordability
66.4
Housing Affordability
30.8
Community Resilience
30.6
Social Resilience
21.8
Housing Stability
32.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.24% |
| Price-to-Income Ratio | 3.45 |
| FEMA Risk Score (0-100) | 86.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).