Hardin County, TX
Composite Insurance Risk Score: 36.7 / 100 (National rank: #2411)
Axis Scores
Climate Safety
16.1
Insurance Affordability
15.9
Housing Affordability
61.2
Community Resilience
46.6
Social Resilience
51.1
Housing Stability
89.9
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 5.54% |
| Price-to-Income Ratio | 2.71 |
| FEMA Risk Score (0-100) | 83.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).