Hardin County, OH
Composite Insurance Risk Score: 72.5 / 100 (National rank: #260)
Axis Scores
Climate Safety
85.7
Insurance Affordability
72.0
Housing Affordability
74.3
Community Resilience
63.1
Social Resilience
63.2
Housing Stability
50.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.08% |
| Price-to-Income Ratio | 2.42 |
| FEMA Risk Score (0-100) | 14.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).