Hardin County, KY
Composite Insurance Risk Score: 37.2 / 100 (National rank: #2377)
Axis Scores
Climate Safety
27.7
Insurance Affordability
46.8
Housing Affordability
34.4
Community Resilience
61.6
Social Resilience
48.4
Housing Stability
10.8
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 2.96% |
| Price-to-Income Ratio | 3.34 |
| FEMA Risk Score (0-100) | 72.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).