Hardin County, IA
Composite Insurance Risk Score: 62.8 / 100 (National rank: #762)
Axis Scores
Climate Safety
38.9
Insurance Affordability
64.5
Housing Affordability
91.8
Community Resilience
84.3
Social Resilience
83.5
Housing Stability
44.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,500 |
| Insurance Burden (% of income) | 2.31% |
| Price-to-Income Ratio | 1.88 |
| FEMA Risk Score (0-100) | 60.9 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).