Hancock County, KY

Composite Insurance Risk Score: 64.5 / 100 (National rank: #656)

Axis Scores

Climate Safety 63.9
Insurance Affordability 44.7
Housing Affordability 84.5
Community Resilience 68.4
Social Resilience 82.0
Housing Stability 64.3

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 3.06%
Price-to-Income Ratio 2.16
FEMA Risk Score (0-100) 36.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hancock County have grown at an average annual rate of 4.69%. During the same period, the population has increased by 3.6%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).