Hampshire County, MA
Composite Insurance Risk Score: 49.7 / 100 (National rank: #1625)
Axis Scores
Climate Safety
36.5
Insurance Affordability
72.4
Housing Affordability
12.1
Community Resilience
91.7
Social Resilience
74.3
Housing Stability
21.9
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.07% |
| Price-to-Income Ratio | 4.49 |
| FEMA Risk Score (0-100) | 63.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).