Hampden County, MA
Composite Insurance Risk Score: 32.0 / 100 (National rank: #2670)
Axis Scores
Climate Safety
15.9
Insurance Affordability
57.1
Housing Affordability
15.5
Community Resilience
78.0
Social Resilience
17.7
Housing Stability
10.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.52% |
| Price-to-Income Ratio | 4.19 |
| FEMA Risk Score (0-100) | 84.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).