Hamlin County, SD

Composite Insurance Risk Score: 72.9 / 100 (National rank: #242)

Axis Scores

Climate Safety 66.0
Insurance Affordability 64.9
Housing Affordability 75.4
Community Resilience 79.2
Social Resilience 87.6
Housing Stability 88.4

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.30%
Price-to-Income Ratio 2.40
FEMA Risk Score (0-100) 33.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hamlin County have grown at an average annual rate of 5.83%. During the same period, the population has increased by 5.78%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).