Hamilton County, TN

Composite Insurance Risk Score: 33.9 / 100 (National rank: #2577)

Axis Scores

Climate Safety 7.6
Insurance Affordability 62.4
Housing Affordability 16.4
Community Resilience 77.0
Social Resilience 46.0
Housing Stability 13.0

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.36%
Price-to-Income Ratio 4.11
FEMA Risk Score (0-100) 92.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hamilton County have grown at an average annual rate of 11.57%. During the same period, the population has increased by 4.23%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).