Hamilton County, OH

Composite Insurance Risk Score: 40.4 / 100 (National rank: #2191)

Axis Scores

Climate Safety 6.5
Insurance Affordability 80.3
Housing Affordability 34.4
Community Resilience 86.3
Social Resilience 40.0
Housing Stability 6.2

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.79%
Price-to-Income Ratio 3.34
FEMA Risk Score (0-100) 93.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hamilton County have grown at an average annual rate of 9.25%. During the same period, the population has increased by 2.11%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).