Hamilton County, NY
Composite Insurance Risk Score: 72.3 / 100 (National rank: #271)
Axis Scores
Climate Safety
96.8
Insurance Affordability
58.5
Housing Affordability
22.3
Community Resilience
81.2
Social Resilience
81.3
Housing Stability
90.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,700 |
| Insurance Burden (% of income) | 2.47% |
| Price-to-Income Ratio | 3.78 |
| FEMA Risk Score (0-100) | 3.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).