Hamilton County, IL
Composite Insurance Risk Score: 62.4 / 100 (National rank: #796)
Axis Scores
Climate Safety
46.5
Insurance Affordability
59.7
Housing Affordability
95.0
Community Resilience
64.1
Social Resilience
68.8
Housing Stability
59.6
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.43% |
| Price-to-Income Ratio | 1.73 |
| FEMA Risk Score (0-100) | 53.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).