Hamilton County, IA

Composite Insurance Risk Score: 70.0 / 100 (National rank: #358)

Axis Scores

Climate Safety 57.4
Insurance Affordability 72.3
Housing Affordability 84.5
Community Resilience 82.9
Social Resilience 94.0
Housing Stability 43.1

Key Metrics

Annual Insurance Premium (state avg) $1,500
Insurance Burden (% of income) 2.07%
Price-to-Income Ratio 2.16
FEMA Risk Score (0-100) 42.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hamilton County have grown at an average annual rate of 8.07%. During the same period, the population has decreased by 0.74%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).