Hale County, AL

Composite Insurance Risk Score: 35.1 / 100 (National rank: #2493)

Axis Scores

Climate Safety 66.8
Insurance Affordability 10.6
Housing Affordability 36.9
Community Resilience 13.4
Social Resilience 6.5
Housing Stability 48.6

Key Metrics

Annual Insurance Premium (state avg) $2,480
Insurance Burden (% of income) 6.32%
Price-to-Income Ratio 3.25
FEMA Risk Score (0-100) 33.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Hale County have grown at an average annual rate of 7.4%. During the same period, the population has increased by 0.14%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).