Habersham County, GA
Composite Insurance Risk Score: 44.0 / 100 (National rank: #1984)
Axis Scores
Climate Safety
63.5
Insurance Affordability
43.5
Housing Affordability
28.1
Community Resilience
24.4
Social Resilience
33.1
Housing Stability
40.9
Key Metrics
| Annual Insurance Premium (state avg) | $2,100 |
| Insurance Burden (% of income) | 3.12% |
| Price-to-Income Ratio | 3.54 |
| FEMA Risk Score (0-100) | 36.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).